Olymia Car Insurance Information
Who does not want to get the best auto insurance? If you want to start driving in Olympia, you are required to have proper car insurance coverage. Some people do not get one immediately because they find the rates expensive. If you would make the right choice, you can get cheap car insurance with the coverage that you have always wanted. This is always possible.
The average car insurance rate for Olympia is slightly higher as compared to the overall car insurance rates in Washington but not as high as the usual state average. This explains why people may like to consider living in Olympia. The cost of living may be lower as compared to the rest of America.
CHEAPEST CAR INSURANCE COMPANIES IN Olymia
How can you find the lowest deals and policies when it comes to auto insurance? You need to make sure that you are familiar with the different car insurance companies that can offer various rates. The car insurance providers in your area may provide you with special rates especially if you have more than one insurance coverage from the company.
There are still other insurance companies that are not mentioned above but they may not offer the cheap car insurance in Olympia that you are searching for. Just remember that aside from the price that you have to pay, consider the coverage that you will get. This will make a lot of difference.
| Rate | Car Insurance Company | Annual Average Rates |
|---|---|---|
| 1 | Grange | 830 |
| 2 | Nationwide | 971 |
| 3 | Travelers | 1018 |
| 4 | The Hartford | 1069 |
| 5 | USAA | 1071 |
| 6 | Chubb | 1105 |
| 7 | Allied | 1120 |
Olymia Car Insurance Rate by Zip Code
You will soon find out that your zip code will also be a factor when car insurance companies are computing for your premium. Your premium can be similar to people who are also living near you. You can refer to the table below to see how insurance rates may change depending on a person’s zip code. Please take note that the rates are based on a 30−year old male who may be living in different areas of Olympia.
The rates can still be influenced by a lot of other factors. It is important that you are familiar with the different things that you can do so that you can reach the lowest possible insurance rate in your area while getting the coverage that you deserve.
| Zip Code | Lowest Possible Insurance Rate | Average Insurance Rate | Highest Possible Insurance Rate |
|---|---|---|---|
| 98501 | 1079 | 1210 | 1361 |
| 98502 | 1039 | 1175 | 1387 |
| 98503 | 1079 | 1238 | 1463 |
| 98506 | 1046 | 1177 | 1361 |
Olymia CAR INSURANCE RATES BY AGE
| Age | Insurance Rate for Males | Average Insurance Rate | Insurance Rate for Females |
|---|---|---|---|
| 20s | 2630 | 2424 | 2218 |
| 30s | 1210 | 1226 | 1242 |
| 40s | 1150 | 1158 | 1165 |
| 50s | 1113 | 1092 | 1070 |
| 60s | 1074 | 1046 | 1018 |
| 70s | 1202 | 1153 | 1103 |
People who are below 25 years of age are expected to pay more for their car insurance. Some young people find this unfair especially if they try their best to become careful drivers. The thing is, insurance companies usually base their rates on statistics. Cheap car insurance in Olympia, WA is always be possible but your current age will still be a factor in how much you will actually get.
The good news with the car insurance rates that you have to pay for is your rate will decrease with age. By the time that you reach the age of 50, you will be paying lower as compared to what you were paying for when you were almost 30 years old. The rates may change annually depending on your driving record, and your other driving activities.
