Bellingham Car Insurance Information
One of the things that people do not realize is that they need cheap car insurance in Bellingham, WA if they would like to drive their own vehicles. If they are caught without proper driving insurance, they would need to pay a fine and would also be given a ticket.
Based from the details, it is obvious that the car rates in Bellingham are a bit higher as compared to the car insurance rates in Washington but lower as compared to the car insurance rates in the United States. You will still have a high chance of getting cheap car insurance as long as you would choose the right company to provide you with the best coverage without spending too much.
CHEAPEST CAR INSURANCE COMPANIES IN Bellingham
Looking for the right car insurance company in Bellingham can be a bit of a challenge especially because there are so many that you can find. They may all seem to offer cheap car insurance in Bellingham but if you would look closely, you will see that there are some that can provide better coverage than others. Remember that you can avoid potential hikes in your premium if you would keep your driving record clean. These are the car insurance companies that can offer the best rates.
This full coverage policy will already include all the different types of coverage that you may need to be protected. If you want to make sure that you will also be completely protected, double check the type of coverage that you will need from the car insurance company. You do not want to be at risk of getting insufficient coverage in the long run.
| Rate | Car Insurance Company | Annual Average Rates |
|---|---|---|
| 1 | Mutual of Emunclaw | 1113 |
| 2 | Progressive | 1727 |
| 3 | American Family | 1822 |
| 4 | All State | 2484 |
| 5 | Farmers | 2504 |
Bellingham Car Insurance Rate by Zip Code
Do you know that when setting rates, car insurance companies will set it with the help of some research? They would look at the statistics of the claims filed within that area. The higher the number of claims, the more expensive the car insurance is going to be. There are also other factors that may affect the rate of car insurance such as the number of vehicles that have gotten stolen in that area, if you have an available garage, and so much more.
Some car insurance companies will provide cheaper rates depending on the time when you have decided to get your car insurance. Getting the cheapest car insurance in Bellingham can be achieved with the help of the right insurance agent. The right car insurance will surely make a difference.
| Zip Code | Lowest Possible Insurance Rate | Average Insurance Rate | Highest Possible Insurance Rate |
|---|---|---|---|
| 98225 | 868 | 1032 | 1284 |
| 98226 | 911 | 1093 | 1301 |
| 98229 | 911 | 1107 | 1321 |
Bellingham CAR INSURANCE RATES BY AGE
| Age | Insurance Rates for Males | Average Insurance Rate | Insurance Rate for Females |
|---|---|---|---|
| 20s | 2536 | 2259 | 1982 |
| 30s | 1092 | 1103 | 1114 |
| 40s | 1032 | 1038 | 1044 |
| 50s | 1000 | 981 | 961 |
| 60s | 967 | 941 | 915 |
| 70s | 1080 | 1036 | 991 |
People who are below the age of 25 need to be aware that they are going to pay a huge amount of money. They are considered by car insurance companies to be more prone to getting into accidents. The moment that they go beyond 25, their car insurance rates will go lower. If they would maintain their clean driving records, they can maintain their low rates until they reach the age of 60.
Gender will also be a factor in car insurance. This is something that you cannot change but this will definitely make a difference with the premiums that you have to pay for. It will help if you are aware of the different things that you can do to improve your current car insurance premiums.
