Seattle Car Insurance Information
The premiums in Tacoma are known to be higher as compared to the average insurance rate of the state of Washington. Do not worry though because there are other factors that will determine the car insurance rate you will get. The key is to be aware of the potential cheap car insurance in Tacoma, WA rates to be sure.
The car insurance rates in Tacoma may be higher as compared to the rest of Washington but people who live in this city do not mind. They feel that their surroundings make up for it. Plus, the rates are only a little bit higher when compared to the rest of the country. Still, cheap car insurance in Tacoma can be achieved provided that you will get the help of the right car insurance agent.
CHEAPEST CAR INSURANCE COMPANIES IN Seattle
One of the biggest misconceptions is assuming that all car insurance companies in Tacoma will offer cheap car insurance. There are some that can have cheaper rates as compared to others. Now is your chance to compare the different car insurance companies to help you in making the best choice.
It is evident that the different types of car insurance can offer competitive rates. You can get great rates provided that you will seek the help of a car insurance agent. Getting car insurance in Tacoma is going to be fuss−free with their help.
| Rate | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Capital Insurance | 769 |
| 2 | Grange Insurance | 830 |
| 3 | Nationwide Insurance | 971 |
| 4 | PEMCO | 984 |
| 5 | Travelers Insurance | 1018 |
| 6 | Mutual Enumclaw Insurance | 1044 |
| 7 | The Hartford Insurance | 1069 |
| 8 | USAA | 1071 |
| 9 | Cal Casualty | 1094 |
Seattle Car Insurance Rate by Zip Code
There are some people who are not aware that their current location will also play a huge factor on the car insurance rates that they have to pay. You may live in a place wherein the driving conditions are very ideal. This means that you are less likely to get into an accident which may also resort to lover premiums. If you live in a place wherein car theft is a bit more common, then the car insurance rates may be higher especially if you do not have a garage to keep your vehicle.
You need to keep in mind that there are other factors aside from the zip code that will determine the rate that you will get. If you have a bad driving record, you have a higher chance of having a higher car insurance rate.
Be familiar with the special deals that may be offered by Tacoma insurance companies to get the cheapest car insurance in Tacoma. If in case you need more help, make sure to contact your chosen car insurance agent.
| Zip Code | Lowest Possible Insurance Rate | Average Insurance Rate | Highest Possible Insurance Rate |
|---|---|---|---|
| 98404 | 1463 | 1671 | 1959 |
| 98421 | 1420 | 1661 | 1980 |
| 98108 | 1414 | 1665 | 1942 |
| 98144 | 1414 | 1663 | 1936 |
| 99136 | 891 | 1044 | 1230 |
| 99125 | 891 | 1049 | 1331 |
| 99111 | 891 | 1052 | 1230 |
| 99163 | 891 | 1059 | 1310 |
Seattle CAR INSURANCE RATES BY AGE
| Age | Insurance Rate for Males | Average Insurance Rate | Insurance Rate for Females |
|---|---|---|---|
| 20s | 1929 | 3001 | 2452 |
| 30s | 1412 | 1626 | 1661 |
| 40s | 1346 | 1318 | 1290 |
| 50s | 1276 | 1354 | 1432 |
| 60s | 1314 | 1339 | 1363 |
| 70s | 1662 | 1573 | 1484 |
The car insurance rate of teenagers is expected to be more expensive as compared to older drivers that will have more experience in driving. Those who are in their 50s are expected to pay less as compared to the other age groups. There are still other details that may affect the rates that people have to pay for.
For example, a teenager who decides to take driving lessons may have a cheaper premium as compared to someone who has never taken professional driving records in the past. The rates will continue to fall up until people reach the age of 60 wherein the rates may start to increase.
People may have higher insurance rates the moment that they reach the age of 60 mainly because their reflexes are not as sharp as they used to be. They have a higher chance of getting into accidents as compared to drivers who are in their 40s and 50s. Rates will also change depending on the gender of the driver.
